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New car or used car?

New car or used car?
If you’re thinking about changing your car – is it wiser to buy new or used?Conventional financial wisdom has it that used cars generally present better value than used cars. This is because a brand new car has lost a great deal of its value the moment you sign on the dotted line. It is, by definition,...

Consider a pension mortgage

Consider a pension mortgage
If you’re thinking about a new mortgage or a change of mortgage – have you stopped to consider a pension mortgage at all?Twenty years or so, ago, you heard a lot about pensions mortgages, but they seem to have fallen out of favour in recent years. This is understandable; after all, a pension should...

Replacing your car

Replacing your car
People looking to replace their car may think that the best option in today’s financially difficult times is to buy second-hand, and there’s a lot to be said for not paying the premium of driving a new car off a showroom’s forecourt. However, it’s worth looking at the different new car offers available...